Phone & Gadget Insurance

Comprehensive cover for mobile phones, iPads and tablets starting from just £1.67 per month.

20% off
Introductory discount

Quick Quote

  • Instant Cover
  • Accidental damage & loss
  • Unlimited claims & repairs
  • Liquid Damage
  • Monthly or Annual policies
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Phone & Gadget Insurance

What’s covered?

Choose an insurance policy with Gadgetsure for cover from accidental damage, accidental loss, theft, liquid damage and more.*

  • accidental damage icon

    accidental damage

    We will repair or replace your gadget(s) if they are damaged as a result of an accident. Our accidental damage includes cover for cracked screens.

  • theft icon

    theft

    In the unfortunate event your gadget is stolen, we will replace it.

  • accidental loss icon

    accidental loss

    All our policies come with accidental loss as standard, so if you do accidentally lose your gadget(s), we will replace them.

  • malicious damage icon

    malicious damage

    If your gadget(s) suffers malicious damage, we will repair or replace them.

  • breakdown icon

    breakdown

    If your gadget(s) develops a breakdown outside of the manufacturer’s warranty period we will repair or replace them.

  • fraudulent call use icon

    fraudulent call use

    If your mobile phone is lost or stolen, and your claim is approved, then on receipt of an itemised bill from your network provider we will reimburse you for the fraudulent use of your mobile phone up to £1,000, subject to the policy terms and 24-hour reporting requirement.

  • liquid damage icon

    liquid damage

    We will pay repair costs or replace your gadget(s) due to the unintentional damage caused as a result of coming into contact with liquid.

  • accessories icon

    accessories

    If your claim for your gadget(s) is approved, we will replace any accessories (as defined in the policy) that were accidentally lost, stolen or damaged at the same time as your gadget(s) up to £150 per claim.

  • instant cover icon

    instant cover

    All our policies come with instant cover as standard.

  • flexible payments icon

    flexible payments

    Monthly or annual payment options. Cancellation is subject to the policy cancellation terms.

* Subject to the terms and conditions of the policy

Download our policy documents
Get the full details of our policy wording in plain English here

Why Gadgetsure?

Comprehensive gadget cover

Gadgetsure offers comprehensive cover. Protect yourself with the maximum level of cover on the devices you cherish most. Cover outside the UK for up to 180 days in total in any single 12-month period, subject to the policy terms and conditions.

Our phone and gadget insurance policy is designed to provide financial protection and peace of mind, covering the cost of replacing or repairing gadgets as a result of theft, loss or mechanical breakdown. In addition, we cover breakdown outside the manufacturer's warranty, liquid damage, fraudulent calls and data usage, accessories and more.

Unlimited Claims & Repairs

No limits on the number of claims you can make during the policy term.

Accidental Loss

Accidental Loss

Most other insurers charge extra for accidental loss… we cover it as standard!

Instant Cover

No claims blackout periods like others who typically have 14 day exclusion periods.

Like for like replacements

Replacement with an identical or comparable gadget, subject to the policy terms and conditions.

* Subject to the terms and conditions of the policy

Phone and gadget insurance: what we cover.

We provide affordable gadget insurance for all types of mobile phones - including mobile phone insurance for iPhones and Samsung devices - along with iPads and other tablet computers. We cover most eligible models purchased new or refurbished within the previous 12 months, subject to the eligibility criteria in the policy.

Mobile Phone

Mobile Phone

Cover for mobile phones from all the leading manufacturers including Apple, Samsung, Huawei, Google, Sony, Oppo, HTC, Motorola, Honor, Nokia, OnePlus and more.

iPad/Tablet

iPad/Tablet

Cover for Apple iPads and tablets from the major manufacturers such as Samsung, Lenovo, Google, Asus, Acer, Microsoft and more.

Frequently asked questions

  • What gadget(s) do you cover?
  • We provide cover for the following gadgets:
    • Mobile phones including iPhones
    • Tablets
    • iPads
  • Why do I need gadget insurance?
  • We know how important your gadgets can be to you… whether it's your iPad, tablet, or mobile phone. With Gadget Insurance from Gadgetsure you can protect your gadgets from:
    • Accidental damage e.g. cracked screens
    • Theft
    • Liquid damage
    • Accidental loss
    • Malicious Damage
    • Out of warranty breakdown
    • Fraudulent use up to £1,000 following loss or theft, subject to the policy terms and 24-hour reporting requirement.
    • Lost or stolen
    Our gadget insurance gives you peace of mind if something unfortunate happens to your gadgets. So should something go wrong, we will arrange to repair or replace your gadget, subject to the policy terms and conditions. Reducing the stress and financial cost for you. In addition, our policies also come with the following benefits:
    • Instant cover from the date of purchase.
    • Protect multiple gadgets for you and your family with our multi-gadget discount.
    • Unlimited claims & repairs
    • Replacement with an identical or comparable gadget, subject to the policy terms and conditions.
    • Annual or monthly contract terms
    • Cover outside the UK for up to 180 days in total in any single 12-month period, subject to the policy terms and conditions.
  • What proof of ownership is required?
  • Evidence of ownership includes a document to evidence that the gadget(s) you are claiming for belongs to you. This can be a copy of the sales invoice, delivery note and receipt/gift receipt that details the gadget(s).
  • How do I make a claim?
  • To make a claim, call the claims team on 0344 856 3812, or alternatively you can submit your claim online through the Gadgetsure customer dashboard. You can also contact the claims team by email at claims@gadgetsure.co.uk.

    When we approve the claim, you will need to pay the policy excess to let us proceed with the claim.

    If your claim is for accidental damage, we will ask you to send the gadget to our nominated repair centre where we can inspect and repair it if repairable.

    If your claim is for the theft or loss of your gadget, you must report it to the police within 48 hours of discovery and obtain a crime reference number (for theft) or a lost property number (for accidental loss). Mobile phones must also be reported to your network provider within 48 hours of discovery, or within 24 hours if you wish to claim for fraudulent use. You must contact us as soon as possible and in any event within 48 hours of any incident likely to give rise to a claim.

    Please refer to the claims section for further information.
  • What is the excess?
  • If you make a claim during the period of insurance, an excess will be applied depending on the nature of the claim and the policy type as shown in the Excess Table below
      Theft Accidental Loss Accidental Damage
    Annual £100 £100 £75
    Monthly £150 £150 £100
    Please note, if you make a claim within the first 30 days of your period of insurance, there will be an additional excess of £25 for all accidental damage claims and £50 for any accidental loss or theft claims.

Customer Services

If you need any help or assistance please don't hesitate to contact us on the following:

0800 689 0093

Mon-Fri 9am to 5pm (exc bank holidays)

Claims Support

If you are an existing customer and need to make a claim then please contact us on the following:

0344 856 3812

Mon-Fri 9am to 5pm (exc bank holidays)